AAR Insurance Kenya has announced an addition to its portfolio of the ShwAARi medical health cover.

Some of the key highlights of this product are: It has a 1 week waiting period and no age limit. ShwAARI promises affordability with annual limits of Kshs. 250k to Kshs. 1M with premium rates as low as Ksh. 1,600 per month, minimal exclusions and no waiting periods for groups of 15 and above. Dental and optical have been included as bonus limits. Additionally, the service journey has been fully automated to guarantee a seamless customer experience.

The product offers flexibility for Kenyans. The product was not only launched in Nairobi but also simultaneously across AAR’s 9 other branches in Kakamega, Malindi, Mombasa, Thika, Naivasha, Kisumu, Nakuru, Eldoret and Nyeri.

Speaking during the event, AAR Insurance Group CEO Dr Patrick Gatonga, “Our new product, ShwAARi, offers an innovative single-limit option; it is transparent and affordable. We are committed to improving the lives of our clients by providing them with quality healthcare services. AAR Insurance has considered the changing needs of its clients and intermediaries and responded with a product that simplifies the complex world of medical insurance. The single-limit option simplifies the coverage, making it easier for clients and intermediaries to understand and navigate. We appreciate our partners, the Insurance Regulatory Authority, Equity Bank, KCB, Kenya Women in Insurance, SNBX, M-tiba and our intermediaries. These key partners have helped us in research and product testing, continuously challenging us to create inclusive products by sharing feedback. Thank you for your trust and buy-in into our shared vision of increasing insurance penetration in Kenya while safeguarding the health and wealth of all.”

Recognizing that one size does not fit all, ShwAARi offers a range of customisable options, catering to the diverse needs and budgets of individuals and families. This allows clients to tailor their coverage to their unique requirements. For instance, clients can choose how to utilize their health cover: whether they need outpatient care or inpatient attention, the decision is theirs. Additionally, ShwAARi offers premium payment flexibility, where clients can enjoy the freedom to pay their premium monthly or annually. The insurance firm also offers premium financing (IPF) to enable clients to pay even more conveniently.

Sustainability is embedded in the ShwAAARi product, with AAR Insurance pledging to plant a tree for every insurance policy covered as a tangible commitment to mitigate the environmental impacts of their operations, thus contributing to a more sustainable ecosystem.