• Home
  • About
    • About Hapa Kenya
    • Privacy Policy
  • Advertise
  • Contact
  • Terms
  • Home
  • About
    • About Hapa Kenya
    • Privacy Policy
  • Advertise
  • Contact
  • Terms
HapaKenya
 logo
  • Life

    Life

    See all
    • The Hub to host 24-Hour burpee challenge to support Kenyans with disabilities

      September 16, 2025
    • Sol Generation Signs Kenyan singer & songwriter Shad Mziki

      September 13, 2025
    • Science for Africa Foundation & SemaBox launch “Echoes of Evidence” podcast

      September 13, 2025
    • Events
  • Business

    Business

    See all
    • M-Pesa Foundation’s free medical camp reaches 3,300 people in West Pokot

      September 16, 2025
    • The Hub to host 24-Hour burpee challenge to support Kenyans with disabilities

      September 16, 2025
    • Absa Bank Kenya appoints Mohammed Nyaoga as new Chairperson

      September 15, 2025
  • Tech

    Tech

    See all
    • Samsung & Loop team up to make device security accessible for Kenyan businesses

      September 13, 2025
    • Kenya Airways launches KQSafari Data to offer mobile roaming to customers in 180 countries

      September 13, 2025
    • NCBA & Safetek launch Komiut, a fare collection platform for matatus

      September 13, 2025
  • Entertainment

    Entertainment

    See all
    • Sofiya Nzau lands spot on EA Sports FC 26 soundtrack, continues Global rise

      September 16, 2025
    • Sanaipei Tande to represent Kenya at Intervision song contest in Russia

      September 15, 2025
    • This year’s Rusinga Festival will go down on December 18-19

      September 13, 2025
  • Travel
  • Sports
  • Health
  • Bars + Restaurants
  • Drinks
  • Trending

    Trending

    NowWeekMonth
    • 26

      How to make pilau

      1
    • 22

      15 places you can get quick loans in Kenya in 2021

      2
    • Absa
      21

      105 Absa Bank employees acquire digital skills at Strathmore University

      3

All you need to know about Safaricom’s M-Pesa Overdraft facility Fuliza

Staff WriterNovember 4, 2018
1 min read
Shares

Safaricom announced the introduction of Fuliza, an M-Pesa overdraft facility for its customers, at the announcement of their half year results.

Fuliza will enable M-Pesa customers to be able to access funds to pay bills or buy goods and services. The new service is in partnership with Commercial Bank of Africa (CBA).

13 places you can get quick loans in Kenya

Here is how it works.

1. Signing up

Safaricom Fuliza
Safaricom Fuliza

You can sign up by going to the MySafaricom app and opting in under the Fuliza tab in M-Pesa. You can also sign up via USSD by dialing *243# .

Additionally, you must be 18 years old and above and have been a M-Pesa customer for 6 months.

2. Overdraft

Once you sign up for the service, you will receive a confirmation message that has the overdraft limit. If the confirmation message does not have a limit then you may need to transact a bit before you can get an overdraft facility.

3. Charges

The charges for the overdraft are a 1% access fee and a maintenance fee on the outstanding balance as per the table below. This means that the sooner you pay for it the better if you don’t want to pay expensive charges.

Amount Charges
0 -100 One-time fee of Ksh 2
101-500 Ksh 5 per day
501-1000 Ksh 10 per day
1001-1500 Ksh 20 per day
1501-2500 Ksh 25 per day
2501-70000 Ksh 30 per day

4. Repayment

Once you receive an overdraft, you have to pay it within 90 days or you will be in default. When you sign up, you give Safaricom the power to recover the overdraft  plus any accrued fees from your M-Pesa account until such a time it is fully paid. .

Share On
Tweet

Related Posts

  • Safaricom Chapa Dimba All-Stars end Spain tour with a commanding victory

    Samson NderiSeptember 15, 2025
  • Safaricom Chapa Dimba All Stars boys’ team beats Huesca U23 6-1 in Spain

    Samson NderiSeptember 10, 2025
  • The hunt for Kenya’s best content creators on as BAKE Awards 2025 kicks off

    Samson NderiSeptember 10, 2025
  • Co-operative Bank now has ISO/IEC 27001:2022 certification for information security management

    Samson NderiSeptember 9, 2025
  • Safaricom Chapa Dimba All Stars fly to Spain for International football training

    Staff WriterSeptember 8, 2025
  • Safaricom’s inaugural gaming conference sparks conversation on youth talent & opportunities

    Samson NderiSeptember 5, 2025

One Response

Archives

Trending

Solar-powered theatres: A bright path to safer, greener surgery in Africa

September 16, 2025

Will the future generation be food secure?

September 16, 2025

M-Pesa Foundation’s free medical camp reaches 3,300 people in West Pokot

September 16, 2025

The Hub to host 24-Hour burpee challenge to support Kenyans with disabilities

September 16, 2025

F1 and FIA reveal 2026 sprint calendar

September 16, 2025

Sofiya Nzau lands spot on EA Sports FC 26 soundtrack, continues Global rise

September 16, 2025

KCB crowned 2025 National Sevens Circuit champions after Dala 7s triumph

September 16, 2025

Sanaipei Tande to represent Kenya at Intervision song contest in Russia

September 15, 2025

Alliance Girls teacher Peter Ayiro found guilty of immoral conduct by TSC

September 15, 2025

How to make delicious Mutton Biryani

September 15, 2025
  • About
  • Advertise
  • Contact
  • Privacy Policy
© 2018 HapaKenya Media Ltd. - All rights reserved
 

Loading Comments...