• Home
  • About
    • About Hapa Kenya
    • Privacy Policy
  • Advertise
  • Contact
  • Terms
  • Home
  • About
    • About Hapa Kenya
    • Privacy Policy
  • Advertise
  • Contact
  • Terms
HapaKenya
 logo
  • Life

    Life

    See all
    • The hunt for Kenya’s best content creators on as BAKE Awards 2025 kicks off

      September 10, 2025
    • Safaricom launches new data bundles for online taxi drivers & Boda Boda operators

      September 9, 2025
    • The Omolo Agar School gets Ksh. 35M for learning facilities from M-Pesa Foundation

      September 9, 2025
    • Events
  • Business

    Business

    See all
    • Safaricom launches new data bundles for online taxi drivers & Boda Boda operators

      September 9, 2025
    • Airtel breaks ground on a 44MW data center in Kenya

      September 9, 2025
    • Co-operative Bank now has ISO/IEC 27001:2022 certification for information security management

      September 9, 2025
  • Tech

    Tech

    See all
    • The hunt for Kenya’s best content creators on as BAKE Awards 2025 kicks off

      September 10, 2025
    • Safaricom launches new data bundles for online taxi drivers & Boda Boda operators

      September 9, 2025
    • Airtel breaks ground on a 44MW data center in Kenya

      September 9, 2025
  • Entertainment

    Entertainment

    See all
    • Idd Aziz becomes first Kenyan to perform at Burning Man

      September 9, 2025
    • Kenya’s Mona Ombogo among screenwriters selected for the 2025 AuthenticA Series Lab

      September 8, 2025
    • Austin Muigai delivers “Slaps of Reality” comedy show to roaring crowds

      September 8, 2025
  • Travel
  • Sports
  • Health
  • Bars + Restaurants
  • Drinks
  • Trending

    Trending

    NowWeekMonth
    • 26

      How to make pilau

      1
    • 22

      15 places you can get quick loans in Kenya in 2021

      2
    • Absa
      21

      105 Absa Bank employees acquire digital skills at Strathmore University

      3

All you need to know about Safaricom’s M-Pesa Overdraft facility Fuliza

Staff WriterNovember 4, 2018
1 min read
Shares

Safaricom announced the introduction of Fuliza, an M-Pesa overdraft facility for its customers, at the announcement of their half year results.

Fuliza will enable M-Pesa customers to be able to access funds to pay bills or buy goods and services. The new service is in partnership with Commercial Bank of Africa (CBA).

13 places you can get quick loans in Kenya

Here is how it works.

1. Signing up

Safaricom Fuliza
Safaricom Fuliza

You can sign up by going to the MySafaricom app and opting in under the Fuliza tab in M-Pesa. You can also sign up via USSD by dialing *243# .

Additionally, you must be 18 years old and above and have been a M-Pesa customer for 6 months.

2. Overdraft

Once you sign up for the service, you will receive a confirmation message that has the overdraft limit. If the confirmation message does not have a limit then you may need to transact a bit before you can get an overdraft facility.

3. Charges

The charges for the overdraft are a 1% access fee and a maintenance fee on the outstanding balance as per the table below. This means that the sooner you pay for it the better if you don’t want to pay expensive charges.

Amount Charges
0 -100 One-time fee of Ksh 2
101-500 Ksh 5 per day
501-1000 Ksh 10 per day
1001-1500 Ksh 20 per day
1501-2500 Ksh 25 per day
2501-70000 Ksh 30 per day

4. Repayment

Once you receive an overdraft, you have to pay it within 90 days or you will be in default. When you sign up, you give Safaricom the power to recover the overdraft  plus any accrued fees from your M-Pesa account until such a time it is fully paid. .

Share On
Tweet

Related Posts

  • The hunt for Kenya’s best content creators on as BAKE Awards 2025 kicks off

    Samson NderiSeptember 10, 2025
  • Co-operative Bank now has ISO/IEC 27001:2022 certification for information security management

    Samson NderiSeptember 9, 2025
  • Safaricom Chapa Dimba All Stars fly to Spain for International football training

    Staff WriterSeptember 8, 2025
  • Safaricom’s inaugural gaming conference sparks conversation on youth talent & opportunities

    Samson NderiSeptember 5, 2025
  • Safaricom Chapa Dimba all-stars head to Spain for International football camp

    Samson NderiSeptember 4, 2025
  • Chegilet Health Centre gets Ksh. 50M boost from M-Pesa Foundation for maternity wing

    Samson NderiSeptember 1, 2025

One Response

Archives

Trending

The hunt for Kenya’s best content creators on as BAKE Awards 2025 kicks off

September 10, 2025

Safaricom launches new data bundles for online taxi drivers & Boda Boda operators

September 9, 2025

Airtel breaks ground on a 44MW data center in Kenya

September 9, 2025

Kenya to host the 2026 Aviation Africa Summit in September in Nairobi

September 9, 2025

Borohoa la Nazi recipe: A Swahili lentil stew

September 9, 2025

Healthcare leaders urge safer care for newborns & children on World Patient Safety Day

September 9, 2025

Co-operative Bank now has ISO/IEC 27001:2022 certification for information security management

September 9, 2025

NCBA empowers 100 private school owners with sustainable growth strategies

September 9, 2025

I&M Bank expands to Kapsabet & Mombasa, reaching 65 branches across Kenya

September 9, 2025

The Omolo Agar School gets Ksh. 35M for learning facilities from M-Pesa Foundation

September 9, 2025
  • About
  • Advertise
  • Contact
  • Privacy Policy
© 2018 HapaKenya Media Ltd. - All rights reserved
 

Loading Comments...