DeltaPay, a Kenyan fintech company, has selected Provenir’s AI-Powered Data and Risk Decisioning Platform to power its Buy Now, Pay Later offerings.

DeltaPay’s mission is to empower people through financial access and enable them to pursue prosperous and dignified lives. By leveraging alternative data, including behavioural data, DeltaPay provides more consumers with access to affordable and flexible credit. This allows them to improve their purchasing power, and ultimately, their livelihoods.

“Our mission is to provide millions of unbanked and neglected segments of society with access to affordable credit. In our quest, we sought a like-minded partner to complement our business model and help us scale,” said Kiprop Chirchir, CEO and co-founder, DeltaPay.

He continued: “Provenir’s architectural design, platform flexibility and technical capabilities set them apart from their competitors. The Provenir Marketplace provides easy access to financial and behavioural data partners through a single API, which not only makes technical implementation easier but also enables us to go to market faster. Following our launch in Kenya, we plan to scale our operation to other regions including Uganda, Tanzania, Rwanda, DRC, Nigeria and Ghana in the next five years. Provenir will be our partner of choice in this expansion plan.”

Provenir’s industry-leading AI-Powered Data and Decisioning Platform’s ease of use and flexibility allow for smarter risk decisioning. The solution, managed through a single UI, empowers organizations to innovate further and faster than ever before, driving the continuous optimization they need to power growth and agility, without increasing risk.